Credit Builder Secured

Build or rebuilt your credit history with our Secured Visa! This option is a safe and simple way to obtain a credit card without the fear of being denied because of bad credit or lack of history. Our Secured Visa’s will place you on the right track to earning a potentially higher credit score.

Features

Credit Limit: minimum of $500, up to 90% of deposit

Annual Fee: $15 may apply

Annual Percentage Fee (APR): 15.25%

Cash Advance Fee: greater of 2% or $5

24/7 access through online banking

25-day grace period on all purchases

Upgradeable to Premium Secure Visa*

Eligibility

Minimum Pledge Deposit: $550

*Stricter eligibility requirements will apply.